Role of Equities in Wealth Creation

By Ashish Tyagi, Senior Equity Strategist, Divitas Capital

Equities though perceived by the masses as the riskiest instrument has its own good attached to its intangible risk. As rightly said by Socrates “Diversification is the key to wealth creation”, and one cannot imagine a diversified portfolio without an equity instrument; equities

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Dealing with rate cut on your savings and deposit account?

RBI announced cut in repo rate by 25 basis points to 6% on 2nd August. Recently HDFC Bank, ICICI Bank, PNB, and SBI have cut their savings rate by 50 basis points to 3.5% from 4.0%, the lowest in six years. The cut seemed imminent on the back of large inflows in savings and current accounts during demonetization period in November & December 2016.

Effective return on FD has beco

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Debt Mutual Funds

There are a large number of instruments that an investor can choose to invest in. Many factors go into determining the right product but primary considerations are investor’s risk appetite and time to payout. Debt Mutual Funds are a good choice of investment for individuals who want medium return at low risk.

Debt mutual funds mainly invest in a mix of debt or fixed i

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Make your money work hard

By Charanjit Basumatary

Earlier we posted the SEBI survey finding on the investing habits in India. I decided to conduct a similar study within my group of friends. They are successful professionals - senior engineers, executives and mid-level managers at reputed companies, yet they had little idea about their personal finance. Most of them had investments only in Fixed

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Small steps to big returns

By Ashish Tyagi, Senior Equity Strategist, Divitas Capital

Confucius, a great Chinese teacher and a philosopher, said that a journey of thousand miles begins with a single step. The journey of personal financial planning is no different from any other journey - one has to get started, the earlier the better. All of us need guidance on managing personal money in order

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